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Have more than ₹5 lakh in one bank FD? Sanjay Kathuria warns of a hidden risk and reveals how to shield your money

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Have more than ₹5 lakh in one bank FD? Sanjay Kathuria warns of a hidden risk and reveals how to shield your money — Sources: Livemint

FDs may offer stability, but putting a large amount in one bank can expose investors to concentration risk. DICGC deposit insurance covers up to ₹5 lakh per depositor per bank, including principal and interest. Here’s what investors with large FD portfolios should know. 

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